St. George Credit Card

St. George Bank is one of Australia’s leading retail and banking institutions.
 
    
St. George offers four personal credit cards including: the Vertigo MasterCard, the No Annual Fee Visa Card, the Gold Low Rate Visa, and the Platinum Visa. All St. George credit cards are accepted worldwide at all MasterCard-enabled ATMs and POs and include consumer benefits like access to St. George deposit accounts, online and phone banking services, a fraud protection service, and emergency card replacement. Each St. George credit card is packed with features that are designed to meet the needs of every type of consumer.

The Vertigo MasterCard is the St. George credit card with the lowest APR on purchases. It has an 11.74% purchase interest rate and a 20.49% cash advance interest rate. Although it has an annual fee of $55, it provides up to 55 days of an interest-free grace period. The minimum credit limit for this St. George credit card is $500 and the daily cash limit is $2000. Additional benefits of the Vertigo MasterCard include the option to apply for one additional card. As an introductory rate, this St. George credit card offers a 2.99% purchase and balance transfer APR for the first 6 months after opening the account. To apply for the Vertigo MasterCard, you’ll need an excellent credit rating.

The No Annual Fee Visa Card has a slightly higher interest rate than the MasterCard. This St. George credit card has a 19.49% purchase and cash advance APR but has no annual fee. It also has a minimum credit limit of $500 and a daily cash limit of $2000. Although it doesn’t offer an interest-free grace period, this St. George credit card provides the cardholder with the option to have three free supplementary cards for his/her family. You’ll need a good credit rating to apply for this card.

The third credit card that St. George offers is the Gold Low Rate credit card from Visa. With a variable purchase APR of 14.99% and a cash advance APR of 18.99%, this St. George credit card has a lot more in store for cardholders. First, it has a minimum credit limit of $5000 and a daily cash limit of $2000. Second, it has an added travel and accident insurance and purchase cover and warranty insurance. Though it has a $79 annual fee, it gives the cardholder a 55-days-interest-free grace period. You’ll need excellent credit, however, to apply for this credit card.

The fourth St. George credit card available is the Platinum Visa card. This card also has a purchase APR of 14.99% and a cash advance APR of 20.49%. It has an annual fee of $89 and provides a grace period of up to 55 days. It also offers three free additional cards for the cardholder. The minimum credit limit for this St. George credit card is $8,000 and the daily cash limit is $5000. Among all St. George credit cards, it offers added benefits like a complementary shopping and travel insurance and a 24/7 personal concierge service that can help the cardholder obtain tickets, book flights, and make reservations. With this card, you’ll need an excellent credit rating.

Source: Credit Cards For People With Bad Credit Rating

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